Quick Answer: How Can I Cash A Large Check Without A Bank Account?

Under Regulation CC, banks may take up to seven business days to process large checks.

If you want to cash a large check without a bank account, you’ll need to visit the bank or credit union that issued the check to you.

If you’re not an account holder, you may also be charged a fee for the service.

Where can you cash a large check without a bank account?

How to Cash a Large Check Without a Hold (Or Even a Bank Account)

  • Banks and Credit Unions. Bank of America. Bank of the West. BB&T Bank. BMO Harris Bank. Chartway Federal Credit Union. Chase Bank.
  • Check Cashing Stores. ACE Cash Express. Advance Financial (Tennessee) Check Into Cash. Check ‘N Go. Community Financial Service Center (CFSC)
  • Grocery Stores. H-E-B Grocery (Texas) Kroger. Walmart.

Can I cash a check over $10000?

Banks don’t place restrictions on how large of a check you can cash. However, it’s helpful to call ahead to ensure the bank will have enough cash on hand to endorse it. In addition, banks are required to report transactions over $10,000 to the Internal Revenue Service.

Where can I cash a check for $5000?

Go to your local bank or credit union.

If the check is over $5,000, you may find the rest of that money is held for up to 10 business days. You’ll also want to endorse the check by signing your name on the back, and you may be required to fill out a deposit slip.

Can I cash a Cheque without a bank account?

If you don’t have a bank account, the bank isn’t obligated to cash a check for you. But many banks will cash checks written by the bank’s account holders. Not only does the check have to come from that specific bank, it also must come from an account that has enough money to cover the check’s amount.