Once a scammer has hacked into somebody else’s PayPal account (as in the case of the phishing email scam), they can make purchases and send payments with the money from the account they have taken over.
PayPal may reimburse the seller if they are able to confirm that the account that made the payment was hacked.
Is it safe to take payment through PayPal?
PayPal is safe, but users will need to take some specific actions to maximize data security when using the digital payment platform. “When you send a payment using PayPal, the recipient won’t receive sensitive financial information like your credit card or bank account number.
Can you get your money back on PayPal if you get scammed?
For a buyer, getting money from PayPal, after being scammed, process is very easy and can be done by reporting a dispute with PayPal using their dashboard. Decisions usually take 5 to 10 days and are mostly ruled in favor of the buyer. PayPal will return money to the buyer after an investigation.
Can you get your money back on PayPal?
If you receive something other than what you purchased, you may be able to get your money back from the seller. File a dispute with PayPal to have the seller make good on the transaction, and if the seller fails to do so, PayPal may refund your money. This protection is only available on tangible items.